Allianz Home Insurance Frequently Asked question (FAQs)

Is there a promo code for Allianz Home Insurance in Hong Kong in December 05, 2025?

Yes, on December 05, 2025 add promo code [AZB2C30] to enjoy 30% off the Home Insurance Plan. The offer includes comprehensive coverage such as home contents protection, personal liability, and worldwide protection for personal belongings — all starting from just HK$1 per day

How do I apply a promo code on the Allianz website?

During the online quote or purchase process, look for a “Promo Code” field at checkout. Enter the code exactly as provided and your discount or offer will be applied.

Can I use more Allianz Home Insurance than one promo code at a time?

No. Allianz typically allows only one promo code per transaction. Choose the one that offers the best value for your plan.

Do Allianz Home Insurance promo codes work for all home insurance plans?

Most Allianz Home Insurance promo codes are valid for all three plans: Silver, Gold, and Platinum. However, some discounts may be plan-specific. Always read the terms and conditions to confirm if a promo code applies to your selected insurance plan.

Are Allianz Home Insurance Promo Codes Valid for Renewals?

Some Allianz Home Insurance promo codes are exclusive to new customers, while others can be used for renewals as well. Review the offer details to confirm if your renewal qualifies.

Do I still need home insurance if I already have fire insurance?

Yes. Fire insurance typically covers the building structure only (walls, windows, etc.). Home insurance protects your contents, personal belongings and liability for injuries or damage to others.

What does “home contents” refer to under the policy?

Home contents include furniture, fixtures, fittings, household goods owned by you in the insured location—not the building structure. The contents are covered for loss or damage from specified perils.

Is there a maximum coverage amount for contents under Allianz Home Insurance?

Yes. For example, under the Platinum plan you can get up to HK$1,500,000 for home contents, with per-item and per-event limits defined in the policy schedule.

Does the policy include worldwide protection for personal belongings?

Yes. Some plans include worldwide protection on personal effects – meaning your belongings can be covered even when you travel abroad, subject to the terms and benefit limits.

Are tenants eligible to purchase Allianz Home Insurance?

Yes. Home insurance is available for tenants too. Even though your landlord’s insurance covers the building, only your own home contents insurance protects your personal items and liability.

What are important factors to check before purchasing home insurance?

Key factors include per-item limits, deductibles/excesses, building age eligibility, coverage for natural perils (typhoons, floods), and whether tenants or homeowners are eligible.

安聯家居保險適合哪些人士購買？

無論您是業主、租客或與家人同住的住戶，都可以投保安聯家居保險，以保障家居財物和個人責任。

家居保險與火險有什麼分別？

火險只保障建築結構損毀，而家居保險涵蓋屋內傢俬、電器、衣物及個人物品的損失或損壞。

安聯家居保險是否包括自然災害造成的損失？

是的，保單涵蓋颱風、暴雨、洪水等天災導致的家居財物損失，但須受免賠額及條款限制。

如果家中僱員或外傭造成意外，保險是否賠償？

在大多數情況下，個人責任保障可涵蓋家庭僱員在工作中造成的意外損害，視乎保單類別及條款。